Financial Solutions || Citygem Priority Banking

You've worked hard to get to where you are today - which is why it makes financial sense to ensure that everything you've worked for isn't at risk. At Citygem priority banking, you can count on our team to manage your fund as we understand your priorities of life.

Managing Cash

Your personal Wealth Manager can assist you to manage your funds better, by offering helpful advice based on the dynamic wide array of deposit and asset products the bank offers.

Product Name	Features
Savings Delight Account	City Savings Delight is a premium savings account that gives you best return on your savings. You can also maximize your profit with amazing privileges from Citygem American Express Card. Interest will be calculated on daily closing balance and credited to your account on a quarterly basis. Benefits: Earns daily interest Earn 2% cash back on leading grocery stores across Bangladesh. Earn 1% cash back on any purchase with your card. Earn interest for up to 15 days even after you have spent your money.
High Value Savings Account	High Value Savings Account is a unique account which calculates interest on your daily balance and pays interest to you every month. It is a major departure from the conventional savings account available in the market. This account does interest calculation on daily product basis. Not only that, while conventional savings accounts payout interest only twice a year - in December and June – this unique savings account pays interest on every month. To ensure happiness is by your side by end of every month. Cash Back facility on spending amount through CitymaxX Card Withdraw and deposit cash as you wish - without at all having your monthly interest earning eligibility. No hidden or undisclosed fees or charges or profit-cutting. Every month's interest earning is credited into your account automatically.
Fixed Deposit	If you believe in long-term investments and wish to earn higher interests on your savings, Now is the time to invest your money in our Fixed Deposit.

Protecting Your Child's Future

The longer you wait to plan for your child's future, the more it will cost you. And that could also eat into your retirement fund that you may have set aside. When it comes to your child's future, it pays to plan early. We have the right product to assist you for this -

Product Name

Features

Insurance Backed DPS Account

Insurance Backed DPS Account is a unique monthly deposit scheme that you open for your kids to safeguard their future against all uncertainties and risks. As a guardian of the child you can open this account which builds great & unmatchable savings for you over the years. The most interesting part of this scheme is the full insurance protection that you automatically enjoy. This simply means, in case of death or total physical collapse of the parent or guardian, the bank will pay the full value of the scheme for the full term no matter in reality how many months or years have been actually completed by you.

Helping You Stay Ahead

Your advantage as a Citygem member lies in your exclusive access to financial services as and when required, even during the rainy days, to help you stay ahead of others. Your Wealth Manager will take care of your need for a loan to finance the purchase of car, furniture, property, paying your child's tuition, or on emergencies.

Product Name	Features
Personal Loan	For your every requirements we have a solution which helping you to make smart financial choices. City Bank Personal Loan connecting all your banking needs efficiently. Features Loan amount from BDT 1 lac to BDT 20 lac Loan tenure 12 to 60 months No hidden charges Faster processing of loan No hidden cost *For more Information please click to the below link - https://www.thecitybank.com/loan/personal-loan
Home Loan	Your dream to build your own house is only a matter of choice. And when you do decide, we will help you make your dream come true. Introducing City Home Loan from City Bank Features Loan amount BDT 5 Lac to maximum BDT 2 crore Repayment tenor 1 year to 25 years Financing up to 70% of property value Faster processing of loan Loan against property Financing to Non Resident Bangladeshi (NRB) Home loan with overdraft (OD) facility No hidden cost *For more Information please click to the below link - https://www.thecitybank.com/loan/home-loan
Auto Loan	Owning a car is no longer a luxury. Car for your family is now a matter of fulfilling a necessity. Appreciating that basic need, City Bank introduces a tailor-made auto loan product for individuals. Features: Loan amount ranging from BDT 3 Lac to BDT 40 Lac Car financing up to 50% of reconditioned or new vehicle price Lower interest rate & up to 100% financing for loan against cash security Loan tenor 12 to 72 months Competitive interest rate *For more Information please click to the below link - https://www.thecitybank.com/loan/auto-loan

Pre-Approved Overdraft Facilities

As a Citygem member you will enjoy pre approved overdraft facility (Secured and unsecured) that will help you to accommodate your urgent financial need. Your wealth manager will guide you through the conditions and limits, wherever applicable, prior to your application.

Product Name	Features
Unsecured Overdraft Facility	An unsecured Overdraft facility (capped at Tk. 300,000) is available 'on demand' should you need extra funds for emergencies. Cash collateral is not required and the funds will be made available to you the same day you request for it.
Secured Loan and Secured Overdraft	Secured Loan and Secured Overdraft is a fully secured and revolving facility for any legitimate purpose. The security for the loan should be ideally CBL FDR. Bank would finance against clients CBL FDR or other banks/NBFIs security.